BayCal Financial loan officers and mortgage professionals work with clients to help them become home owners. The company strives to keep interest rates low, offering refinancing options when clients are stretched too thin. Though residential property financing is its specialty, BayCal Financial also provides commercial and investment financing services. At this location, the business is split into two levels: financing on the bottom level and realty on the top. To access the second level, use the stairs located near the Yogurtland side of the complex. There is a second office on McCarthy Blvd.